Your Credit Report vs. Your Mortgage License–Heads Up!
So, what's "wrong" about the way loan officers have to be licensed? ..first you pay all that money, spend all that time getting your license and only AFTER you've done that...will they pull a credit...
View ArticleWhat Do NMLS & HUD Case Numbers Have In Common?
So effective April 1st, FHA is requiring that all lenders must enter the “NMLS Identifier” number when ordering a case number. ML 2011-04, HUD has NOT made the distinction between brokers and...
View ArticleDo The Mortgage Rule Updates Want to Make your Brain Explode? More HARP
If This Just Doesn’t Want to Make Your Brain Explode… Can you guess how many rule updates affected JUST the origination side of the business from January 1st to December 31st, 2011? Just guess! Ok,...
View ArticleWhat’s with All the HUD Emails?
What’s With All the HUD Emails? Karen Deis, Publisher, www.MortgageCurrentcy.com I don’t know what’s happening at FHA lately, but they seem to be back-pedaling A LOT lately, and worse yet, modifying...
View ArticleMortgage Rates May Fall Even Lower
How low can mortgage rates go? It seems like mortgage interest rates keep falling to new lows, largely thanks to a struggling economy. The 30-year fixed-rate mortgage fell to 3.56 percent with an...
View ArticleWhat you don’t know–can cost you a commission!
What You Don’t Know—Can Cost You a Commission! By: Karen Deis, Publisher, MortgageCurrentcy.com Before I get started on the mortgage rule and regulation updates from the last 30 days, I wanted to...
View ArticleWhat Do NMLS, FHA Condos, HARP & USDA have in common?
Title: What do NMLS, FHA Condos, HARP and USDA have in common? By: Karen Deis, Publisher, MortgageCurrentcy.com What do NMLS, FHA Condos, HARP and USDA have in common? All of them have had rule...
View ArticleJust So There’s No Misunderstanding–Mortgage Rules & FAQ’s
Title: Just So There’s No Misunderstanding By: Karen Deis, Publisher, MortgageCurrentcy.com Before I get started with the updates for December, what I’ve noticed over the last few months is that...
View ArticleBig Brother is Watching – Joint Venture between FHFA and CFPB to Monitor the...
Joint Venture between FHFA and CFPB to Monitor the Mortgage Market! A new national mortgage database is being created to provide the ability to track and monitor various topics. Some of the ways this...
View ArticleHave The Regulators Seen Their Shadows?
Have the Regulators Seen their Shadow? Karen Deis, Publisher, www.MortgageCurrentcy.com – View free video blog on home page. Well, it seems like the agencies have “seen their shadow” and crawled back...
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